クーポンはこちら

Show all from recent

    • Useful info / Finance / Insurance
    • 2024/11/18 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Life Insurance Free Consultation ！ Other insurance matters, please leave it to Daiwa Insurance, a general insurance agency ！.

    Life insurance is something you feel you will need someday.
    You know it's cheaper if you buy early, but you're not quite ready to take the plunge.
    We can help you to eliminate your concerns such as not knowing what kind of plan to choose, how much you need, and how to get started.

    Please feel free to contact us.

    =====================================

    Also, Daiwa Insurance handles all insurance.

    ■ Car insurance
    ■ Medical insurance
    ■ Life insurance
    ■ Home insurance
    ■ Business insurance and more

    Ask us anything about insurance. Please feel free to contact us for all your insurance needs.

    • Useful info / Life / Housing
    • 2024/11/15 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    How to take advantage of the Reverse Mortgage, a loan program for seniors age 62 and older ？.

    Reverse mortgages are designed specifically for seniors age 62 and older. It lends against the difference ） between the Equity （ of the home you live in （ minus your current mortgage ） if you have one , but unlike a regular loan, you do not have to make monthly payments. The only thing you have to pay is property tax and fire insurance. Even if you have paid off your mortgage, you still pay these taxes and fire insurance, which is the same as if you had no loan. The loan can be paid off when the house is sold. Until you sell it, you have 100% ownership of the property and it is treated the same as a regular loan. The loan can be modified as many times as you want, just like a regular loan.

    Here are some highlights of how it can be used

    #1 You can use it to buy a house. As you get older, it can be intimidating to go into debt, but with a reverse mortgage, you only need about half the down payment, depending on your age, and you don't have to use 100% cash. If you sell your current home and downsize, you can still keep half of the Cash on hand.

    #2 When you suddenly need cash, for example, you need a large sum of money for roof repairs, medical bills, or car repairs, problems happen when you least expect it. With a regular loan, monthly payments begin, but with a reverse mortgage, no payments occur. This program was created so that seniors can use their homeownership and not have to worry about money problems.

    #3 Increase your retirement income. We live in a world of fast-paced political and economic change. Even if you think you have a retirement plan in place, you can't help but feel anxious about the future. Recently, financial planners have begun to focus on this reverse mortgage. In addition to Social Security, you can also use a reverse mortgage to generate, for example, ＄ 1000 extra income each month. （ Unlike in the past, the FHA rules have improved and financial planners are now comfortable recommending this mortgage. The cost is now the same as a regular loan. ）

    Even if you have a loan on your home now, you can convert it to a reverse mortgage. Also, since the income is not paying off the loan, you will only be considered to be able to pay property taxes, fire insurance, and Home Owners Due （ ） if any. We would be happy to help you live a long and meaningful life. Please do not hesitate to contact us （ free of charge ） to discuss any concerns you may have about your own or your parents' retirement.


    There are many questions about loans.
    Please leave it to Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Groves Capital, Inc. Mitsuko Miller ）
    has been a loan officer since 1993. Licensed in California, Oregon and Washington. She has clients throughout the U.S. and can respond to inquiries from Japan.

    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below.

    Consultation （ Free ）

    • Introduction / Group / Organization
    • 2024/11/22 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    For 20 years, the Voice ・ Library, a volunteer reading group that has been a part of the community, has been a volunteer "Voice Outreach" service.

    Voice ・ Library in Japanese" is a volunteer reading group in Seattle.

    We offer reading of Japanese books to those who are recuperating in nursing homes or at home, and can also read by Zoom or telephone.



    For inquiries, please feel free to contact us by clicking "Send Message" below.

    • Introduction / Life / Housing
    • 2024/11/15 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    For those who want to pay off their loans quickly ！. A Savings Plan to Avoid Regrets in Retirement

    Many people see a loan as a debt and want to pay it off as quickly as possible ！.
    However, if you put off saving and only put money toward repayment, you may find yourself in a difficult situation when you retire.

    ■ Home values increase every year
    Across the U.S., home prices are expected to increase on average about 4% per year. The figure is only 4%, but since home prices are large in value, a 4% increase is a significant amount of money.
    Thus, in other words, just by living in a house, the price of the house will increase on its own.

    ■ Do you have a retirement savings plan ？
    Many Japanese are serious and want to pay off their loans as soon as possible.
    However, if all the money that should be saved for retirement is allocated to loan repayment, you would end up living on your pension alone. While it is important to repay loans, it is equally important to save for a comfortable life in retirement. The key point here is what I mentioned earlier: "The value of a house increases 4% per year. Since the value of a house increases just by living in it, one of your options is to increase your savings through investments or 401K while you are still working, and pay off your loan at a reasonable pace. ？

    That said, there are many things about loans that you don't understand.
    In such a case, you may want to consider a loan. In such a case, please leave it to us, Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Groves Capital, Inc.(Mitsuko Miller) ）
    Mitsuko has been a loan officer since 1993. Licensed in California, Oregon and Washington. She has clients throughout the U.S. and can respond to inquiries from Japan.

    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below.

    • Introduction / Life / Housing
    • 2024/11/15 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＜ Did you know ？ ＞ when you want to buy a house, the first thing you need is the documents from the loan company ！

    Most people, when buying a house, will first contact a real estate agent.
    Then they will probably ask, "Do you have a Pre-approval Letter?

    ◎What is a Pre-approval Letter ？
    This is a document that the buyer of real estate can use to prove that he or she can go to a loan company for advice and obtain a loan.

    This Pre-approval Letter is the basis for the loan program, but in many cases it takes a long time to actually get the loan because of
    preparation of credit history and bank ・ statements.

    So, if you think "I want to buy a house soon," we recommend that you contact a loan company as soon as possible.

    At Director's Mortgage, we will introduce you to a mortgage loan that will meet your future plans ・ and provide you with peace of mind.

    Buying a house is a big purchase in your life. You want to make a careful decision.

    If this is the case, please contact Mitsuko Miller.

    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Groves Capital, Inc.(Mitsuko Miller) ）
    Mitsuko has been a loan officer since 1993. Licensed in California, Oregon and Washington. She has clients throughout the U.S. and can respond to inquiries from Japan.

    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below.

    • Useful info / Medical
    • 2024/11/05 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Why do you recommend braces for people living in the U.S. ？?

    Did you know that many people living in the U.S. receive orthodontic treatment? ？

    The reason for this is that people in the U.S. have a high sense of beauty about their teeth, and

    the beauty of their teeth is one of the items that confirms how well they care for their appearance. It seems that the beauty of the teeth is one of the items that confirms how much care is taken for personal appearance.

    And because of this, the cost of braces is reasonable.

    This is why many Japanese have braces when they live in the US.

    We also offer braces that can be done in a short period of time.

    Please contact us if you are interested.

  • 1/1
  • 1