Vivinavi : Seattle : (United States) Seattle

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

Feel free to contact us for all your real estate needs in the Seattle area.

Hello, I am Monko Tronson, a real estate agent.
We can help you with real estate in the Seattle area as well as introduce you to reliable banks, service companies, etc.
We cover a wide range of areas from north to south and can help you maximize your profit with minimum expense according to your individual situation ！ We can also offer tours if you are coming from other states or Japan. Please feel free to contact us ！

- Full service listing with a competitive 1.5% commission on the sale ！ ！ -
・ Professional photography, advertising and video of the sale, negotiations
・ Services necessary for the sale, advice on repairs, etc.
・ rebates for sale/purchase packages
・ personal counseling available


We welcome those looking for investment properties from Japan, or those thinking of moving here from Japan.
If you have any questions, please feel free to contact us. If you have any questions, please feel free to contact us anytime.

Please contact us ！

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≪ Profile
Ayako Tronson (Tronson Monko) ） ・ Washington State Certified Real Estate Agent

Born in Hiroshima, Japan. After graduating from Souai University with a degree in Humanities, she studied graphic design at the Art Institute of Seattle, graduating in 2000. After graduation, he started his own online sales company with his partner. She was in charge of designing advertisements, taking and shipping orders, conducting market research, and consulting with clients on their online stores for both domestic and international markets. Later, he became interested in becoming a real estate agent, using his skills in promotion, ad design, and the importance of client relationships. In King, Pierce, and Snohomish counties over the past 4 years, he has personally handled over 165 properties and his team has handled over 200 properties.
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[Contact]
Ayako Tronson/ BHGRE Macy&Co TEL: 425-681-4165
Email: ayako@macyandco.com

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

＜ Did you know ？ ＞ when you want to buy a house, the first thing you need is the documents from the loan company ！

Most people, when buying a house, will first contact a real estate agent.
Then you will be asked, "Do you have a Pre-approval Letter?

◎What is a Pre-approval Letter ？
This is a document that the buyer of real estate can use to prove that he or she can go to a loan company for advice and obtain a loan.

This Pre-approval Letter is the basis for the loan program, but in many cases it takes a long time to actually get a loan because of
preparation of credit history and bank ・ statements.

So, if you think "I want to buy a house soon," we recommend that you contact a loan company as soon as possible.

At Director's Mortgage, we will introduce you to a mortgage company that will satisfy your ・ future plans.

Buying a house is a big purchase in your life. You want to make a careful decision.

If this is the case, please contact Mitsuko Miller.

We provide accurate information so that Japanese people do not lose money without understanding about loans.

Please feel free to contact us.

■ Director's Mogege ≪ Mitsuko Miller∩ ）
She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
TEL : +1 (206) 679-3371

If we are unable to answer your call, please use the "Send Message" below. If you are unable to answer the phone, please contact us by clicking on the "Send message" link below.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

Must See ！ ！ For First Time Home Buyers in California ！ ！

About CalHFA]

CalHFA is a program that helps first-time homebuyers to make buying easier.
It provides loans for down payment （ Down Payment ） and other expenses （ necessary to make the loan ） Closing Cost .

And this part of the loan does not have to be repaid until you sell the house or do a loan modification （ Refinance ）.
（ Silent Second ） which is designed to make it easier to pay with lower monthly payments.

The first condition for borrowers is Primary Residence Only, which can only be used to purchase a house to live in.
And the borrower must be a First Home Buyer （ who has not been a homeowner for at least the past three years ）.

There are income limits by County.
（ Income Limit ） Must take Home buyer Education Counseling and obtain Certificate.

[How To Apply]
Apply only through a Mortgage Broker or Lender that handles CalHFA.
Documents to be submitted are the same as for other loans.
（ Pay Stubs, Bank Statement, Tax Return, Employment History, etc. ）

First Mortgage is a Government Loan （ FHA, VA, USDA or Conventional Loan.

Saving for a down payment can be a challenge. The part of the loan that serves as the down payment is the second mortgage, where the first and second loans are combined together,
but as I mentioned before, you only need to make the first mortgage （ payment ） payment .

CalHFA Goverment Loan （ FHA ） would be supported by this program for 3 ． 5% （ of the purchase price or the lower of the appraisal value ）.
CalHFA Conventional Loans are supported at 3%.

Closing Cost Assistance Program is called Zip.

It is of course possible to get both this and a down payment, but the first mortgage rate will increase by about 1 ． 25%.
This would increase your monthly repayments, so you would need to do a detailed calculation with your loan officer to determine this.

Even if you purchase through one of these programs, this will not drag on for years, and
California has a higher real estate appreciation rate than the rest of the country, so in 2 ， 3 years you will have Equity and be able to refinance your loan!

Refinancing will also allow you to eliminate things like Mortgage Insurance that you had to pay because of a small down payment.
While you are saving up for a down payment, the price of real estate will go up and up. It may be a good time to consider the buying options discussed here.

There are many things about loans that are not clear.
In such cases, please leave it to Mitsuko Miller.
We provide accurate information so that Japanese people do not lose money without understanding about loans.

Please feel free to contact us.

■ Director's Mgagee ≪ Mitsuko Miller∩ ）
She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
TEL : +1 (206) 679-3371

If we are unable to answer your call, please use the "Send Message" below. If we are unable to answer your call, please contact us by clicking on "Send message" below.

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Currently this program is a lottery and we are not sure about the next one.
We look forward to working with you to prepare for the next one ？ Please feel free to contact us ！

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Benefit充実、明るく活気のある職場です。