This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

Directors Mortgage, LLC (Mitsuko Miller)

Peace of mind for your future plans ・ We can help you find a mortgage that you will be happy with. When buying a home, please consult with a loan company first, and at Directors Mortgage we offer both bank and broker programs. We will help you choose the best plan for you by informing you of the advantages and disadvantages of each ！.

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    • Introduction / Life / Housing
    • 2024/04/25 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＜ Did you know ？ ＞ when you want to buy a house, the first thing you need is the documents from the loan company ！

    Most people, when buying a house, will first contact a real estate agent.
    Then you will be asked, "Do you have a Pre-approval Letter?

    ◎What is a Pre-approval Letter ？
    This is a document that the buyer of real estate can use to prove that he or she can go to a loan company for advice and obtain a loan.

    This Pre-approval Letter is the basis for the loan program, but in many cases it takes a long time to actually get a loan because of
    preparation of credit history and bank ・ statements.

    So, if you think "I want to buy a house soon," we recommend that you contact a loan company as soon as possible.

    At Director's Mortgage, we will introduce you to a mortgage company that will satisfy your ・ future plans.

    Buying a house is a big purchase in your life. You want to make a careful decision.

    If this is the case, please contact Mitsuko Miller.

    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mogege ≪ Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use the "Send Message" below. If you are unable to answer the phone, please contact us by clicking on the "Send message" link below.

    • Introduction / Life / Housing
    • 2024/04/25 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    For those who want to pay off their loans quickly ！. A Savings Plan to Avoid Regrets in Retirement

    Many people see a loan as a debt and want to pay it off as quickly as possible ！. However, if you put off saving and only put money toward repayment, you may find yourself in a difficult situation when you retire.

    ■ Home values increase every year
    Across the U.S., home prices are expected to increase by an average of about 4% per year. The figure is only 4%, but since home prices are large in value, a 4% increase is a significant amount of money. In this way, it can be said that the price of a house rises by itself just by living in it.

    ■ Do you have a retirement savings plan ？
    Japanese people are very serious and many of them want to pay off their loans as soon as possible.
    However, if all the money that should be saved for retirement were to be used to pay off loans, you would end up living on your pension alone. While it is important to repay loans, it is equally important to save for a comfortable life in retirement. The key point here is what I mentioned earlier: "The value of a house increases by 4% per year. Since the value of a house increases just by living in it, one of your options is to increase your savings through investments and 401K while you are still working, and pay off your loan at a reasonable pace.
    That being said, there are many things about loans that are not clear.
    In such a case, please leave it to us, Mitsuko Miller.
    We provide accurate information so that Japanese people do not lose money without understanding about loans.

    Please feel free to contact us.

    ■ Director's Mgagee ≪Mitsuko Miller∩ ）
    She has worked as a loan officer since 1993. Licensed in California, Oregon and Washington. Has clients throughout the U.S. and can respond to inquiries from Japan.

    14405 SE 36th Street, Suite 206, Bellevue, WA, 98006 US
    TEL : +1 (206) 679-3371

    If we are unable to answer your call, please use "Send Message" below to If you cannot answer the phone, please contact us by clicking the "Send message" button below.

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